States Show Vulnerability As Employers Seek Obamacare Loopholes
Healthcare reform altered nearly ever aspect of the health insurance industry when the Affordable Care Act (ACA) passed in 2010. Since that time, self-insurance, once regarded as the trappings of large employers, has begun to pick up among smaller employers looking for ways to avoid the mandatory health insurance requirements under ACA.
Kaiser Health News recently reported an uptick in interest by small companies seeking self coverage. A new study from the Robert Wood Johnson Foundation and the Urban Institute shows areas for potential exploitation.
If self-insurance takes off among small companies, the information gap could make states slow to react to keep their small-group markets viable.
continue reading | via Kaiser Health News