Reform Update: The Facts Behind Canceled Policies Under ACA
Health insurance exchange (HIX) offerings have dealt with significant issues at the federal level since the October 1st roll out. Some of those issues account for genuine gaps in coverage for Americans. Others are simply perceptual.
The House Energy and Commerce Minority released a report on December 31, 2013 indicating that the number of Americans whose coverage was not renewed was in the thousands, not the millions. End of the year changes to policies is normal and would otherwise not raise eyebrows.
For most individuals covered in 2013, insurers cannot simply cancel policies without offering alternative coverage, unless they plan to leave the market entirely. State HIX systems remain largely functional and available to consumers shopping for coverage.
Among the so-called risk pool are 2.1 million Americans who were previously uninsured and who now qualify for coverage under ACA changes. Many of them are now eligible for affordable coverage, but their stories are not enjoying nearly as much media attention.
Via Health Affairs